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Liability for oxy-acetylene, electric welding, cutting, grinding equipment, blow lamp or hot air gun are all covered. They are subject to the Burning Welding and Cutting Conditions and policy document. But these activities are covered. For your information, not all insurers cover this and some specifically exclude it. If in doubt, ask us to review your existing arrangements.
This is no problem at all and we arrange it all the time. You will have your indemnity letter within 24 hours, but more than likely you will receive it on the same day you request it.
Many local authorities require building contractors to not only supply proof of their public liability insurance, but they require that your insurance company indemnifies them in the event of a claim arising from work that you have carried out. We arrange this indemnity cover every day for our clients - so rest assured that we will arrange yours accurately and quickly.
Winning a large contract is great news and increasing your insurance will not cause a problem. Just ring us with the details – specifically how many additional staff you will need to hire and by how much your turnover will increase. We will then advise your insurance company and find out how much additional premium, if any, will be charged. If we believe that it is excessive, we will get quotes from other insurers as well as negotiating with your current insurer for a pro-rata return premium. We’ll keep in touch with you while these negotiations are ongoing and come up with a package that best suits your growing contractor's business.
All of our policies include liability cover for labour only sub-contractors up to a total annual payment of €7,500. This can be increased and we will ask you at quotation stage and again at every renewal what you expect your annual payment to be in respect of labour only subcontractors.
OUR CUSTOMERS SAY
"..Very happy doing business with O'Callaghans. They are very professional and I never shop around because they do it for me.."
EABS Building Contractors Ltd.
CORPORATE ACCOUNT EXECUTIVE
087 069 0963
086 173 7779
087 782 3801
Blackthorn Business Park
Coe's Road, Dundalk
Co. Louth, Ireland
O'Callaghan Insurances Ltd, trading as O'Callaghan Insurances, Quoteme.ie and Quoteline is regulated by the Central Bank of Ireland.
McKeever & O’Callaghan Insurances Ltd trading as O’Callaghan Insurances is regulated by the Central Bank of Ireland.