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BUILDERS INSURANCE


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Whether you're looking to talk about insurance or need some advice on insurance products, we are here to help.

INSURANCE FOR BUILDING CONTRACTORS

  • You’ll be covered working at 15 Metres Height and 3 metres Depth
  • If you need to work higher or lower, no problem, we can arrange this
  • Premiums start at €625 depending on the scale and level of cover you require
  • Specific cover for Stand Alone Roof Work is available on request
  • Welding and use of Oxy-Acetylene automatically covered
Ensure you protect your business and employees with the right level of building contractors insurance

THE TYPES AND LEVELS OF BUILDERS INSURANCE NORMALLY AVAILABLE

  • Public Liability – Typically €6.5 m limit of indemnity
  • Employer’s Liability - Typically €13m limit of indemnity
  • Building Contractor's All risks – covering the job and your own equipment

WELDING AND OXY-ACETYLENE

Liability for oxy-acetylene, electric welding, cutting, grinding equipment, blow lamp or hot air gun are all covered. They are subject to the Burning Welding and Cutting Conditions and policy document. But these activities are covered. For your information, not all insurers cover this and some specifically exclude it. If in doubt, ask us to review your existing arrangements.

ADDING ON INDEMNITY TO A LOCAL AUTHORITY

This is no problem at all and we arrange it all the time. You will have your indemnity letter within 24 hours, but more than likely you will receive it on the same day you request it.

Many local authorities require building contractors to not only supply proof of their public liability insurance, but they require that your insurance company indemnifies them in the event of a claim arising from work that you have carried out. We arrange this indemnity cover every day for our clients - so rest assured that we will arrange yours accurately and quickly.

INCREASING COVER IF YOU WIN A LARGE BUILDING CONTRACT

Winning a large contract is great news and increasing your insurance will not cause a problem. Just ring us with the details – specifically how many additional staff you will need to hire and by how much your turnover will increase. We will then advise your insurance company and find out how much additional premium, if any, will be charged. If we believe that it is excessive, we will get quotes from other insurers as well as negotiating with your current insurer for a pro-rata return premium. We’ll keep in touch with you while these negotiations are ongoing and come up with a package that best suits your growing contractor's business.

BUILDING SUB-CONTRACTORS

All of our policies include liability cover for labour only sub-contractors up to a total annual payment of €7,500. This can be increased and we will ask you at quotation stage and again at every renewal what you expect your annual payment to be in respect of labour only subcontractors.

Guide

Understand what the conditions are for welding and using oxy-acetylene

What are the Policy Conditions in relation to Welding and Oxy-Acetylene?

CAEVA

08/06/2020

READ GUIDE
Builders Insurance review by EABS Building Contractors Ltd.

OUR CUSTOMERS SAY

"..Very happy doing business with O'Callaghans. They are very professional and I never shop around because they do it for me.."

EABS Building Contractors Ltd.

YOUR LOCAL BUILDING INSURANCE SPECIALIST

Debbie Brady - Building Insurance Agent

DEBBIE BRADY

NAVAN

Rachel Dixon - Building Insurance Agent

RACHEL DIXON

DUNDALK

Marion McBrien - Building Insurance Agent

MARION McBRIEN

MONAGHAN