Talk to our Agri-contractors Farm Insurance team and get the right cover in place for your equipment

Agri-contractorsFarm Insurance


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Whether you're looking to talk about insurance or need some advice on insurance products, we are here to help.

Agri-contractor's Insurance

  • Agri Contractors are an integral part of farming in Ireland.
  • Farmers carrying out this work for others need to have this insurance – an extension of their own farm insurance policy.
  • Public Liability cover of €2.6 million as standard and up to €6.5 million available.
  • Employers Liability Cover for family members over age 14 – Free.
  • Click here for more information on our General Farm Insurance Policy which is relevant to Agricontractors.
Make sure to protect your Agri-contractor business with the right level of insurance cover – we compare the market for you.

WHAT IS PUBLIC LIABILITY INSURANCE FOR AGRI CONTRACTORS?

This policy will protect you against claims made against you - for injury or property damage to a third party arising out of the course of you doing your job – Agri -contracting. It will pay any award made against you and will also pay the legal costs associated with your defence. Agri Contracting is, by its very nature, a dangerous occupation. It involves large machinery that is moving and the machinery has many moving parts – many involving belts and blades. Injuries can be life changing or fatal, so it is important to make sure that you are adequately protected.

EXTEND YOUR FARM POLICY TO INCLUDE AGRI CONTRACTING

Why is it important to extend your farm policy to include Agri Contracting? This is because Agri Contracting is farming work, which some farmers do for other farmers. Examples of this work may include harvesting, mowing, bailing, ploughing, slurry spreading and hedge cutting. It can also include site clearance, internal road construction within a farm, land drainage and agricultural land drainage works.

For example, say you are spreading slurry on a farmer’s land. The pipe bursts and all of the slurry escapes from the tank. This large quantity of slurry will contaminate the land and could easily contaminate a nearby body of water. Your extended farm policy will cover your liability in respect of this this under the pollution and contamination extension. A standard public liability policy will not have this extension, extending the pollution or contamination into water, or land or the atmosphere.

Farms are covered for public and products liability with a limit of indemnity of €2.6 million as well as employer’s liability with a limit of indemnity of €13 million. The public liability limit can easily be extended to €6.5 million which is the requirement of many Agricultural Contractors.

An Employee includes anybody hired or borrowed by you, anybody you have for work experience, and any volunteers as well as people who are permanently on your payroll.

When extending your policy to included Agri-contracting we will need to know your expected annual turnover as well as the wages you expect to pay to those employed specifically for agri contracting.

WHO CAN OPERATE THE AGRI-MACHINERY?

With your permission (as owner) and with a tractor license (aged 16 and over) anybody can drive your machinery. Agricultural vehicles are insured for own farm use and occasional Agricultural Contracting. Cover is on an open driving basis for drivers aged between 16 – 75 with a tractor license.

You have the option to add on specialised agricultural equipment to your farm insurance policy for Comprehensive, Third Party , Fire and theft or Third Party only cover. The cover applies while on your farm or away from your premises.

Remember that glass cover is covered on your Agricultural Vehicles even if you have only Third Party Fire and Theft cover.

WE KNOW ABOUT FARMING AND AGRI-CONTRACTING

All of our Farm Insurance Professionals are from a Farming or Horticultural background. They will know what you need and will understand your concerns and questions. They are also experts in Farm Insurance and Agri-Contracting. You won’t regret having a chat with them about your farm and its insurable needs.

Agri-Contractor Insurance review by Keith Allen.

OUR CUSTOMERS SAY

"..Very professional and excellent service. Will always work to get the very best price for me.."

Keith Allen Drumgreeny, Stranooden, Monaghan

YOUR LOCAL AGRI-CONTRACTORS FARM INSURANCE SPECIALIST

JEAN MARC ROLLAND – Agri-contractor Insurance Agent

JEAN MARC ROLLAND

NAVAN

Caroline Mcardle – Agri-contractor Insurance Agent

CAROLINE MCARDLE

DUNDALK

LINDA WEST – Agri-contractor Insurance Agent

LINDA WEST

MONAGHAN