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PLUMBER'S INSURANCE


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Whether you're looking to talk about insurance or need some advice on insurance products, we are here to help.

INSURANCE FOR PLUMBERS AND HEATING CONTRACTORS

  • Great Insurance Rates for Plumbing, Heating (including Gas Installers), Ventilation and Solar Panel Contractors.
  • Premiums from €630 for public Liability and from €900 for Public and Employer’s liability combined.
  • If you are a certified RGII Gas installer, Public liability insurance is from €560.
  • You are covered to work up to a height of 15 metres and we can arrange higher limits if necessary.
  • All of our policies have Indemnity to Principal Clause. This means that liability cover is extended to a principal if they are sued as a result of your actions or your businesses's actions. The principal is usually the end customer.
  • We are more than happy to complete your plumbers insurance forms and send them to the relevant party on your behalf.
Make sure you protect your business and employees with the right level of plumbing contractors insurance

THE TYPES AND LEVELS OF PLUMBERS INSURANCE COVER NORMALLY AVAILABLE

  • Public Liability – Typically €6.5m limit of indemnity
  • Employer’s Liability - Typically €13m limit of indemnity

COMPLETION OF YOUR R44 FORM V8

We will complete this form for you and send it to RECI at Safe Electric on your behalf.

WHAT ABOUT COVER FOR MY PLUMBER SUB-CONTRACTORS?

All of our policies include liability cover for labour only sub-contractors up to a total annual payment of €7,500.

Liability for independent Bona fide Subcontractors is also automatically covered. Up to 25% of turnover or €150,000, whichever is the lesser. This can be increased if required.

IN WHAT COUNTRIES DOES MY PLUMBERS COVER APPLY?

This policy covers your work in all of Ireland – the Republic and Northern Ireland and well as the UK. If you have Employer's Liability Insurance, this will cover working throughout Ireland and the UK.

AND MY PLUMBERS TOOLS?

Cover for your Tools can be added to an AXA Van insurance policy. If you’re not insured with AXA, that’s no problem. We can set you up with a stand-alone policy. The annual cost would be €190 for tools valued up to €2,000 or €340 for tools up to €5,000.

There are three important points that we always like to highlight when we’re talking about tool cover.

  • In order for your tools to be insured while in the van overnight, your van must be in a locked garage or locked compound.
  • Tools stolen from your van while you are loading or unloading are not covered – since there is no evidence of forcible entry.
  • Theft cover is in place if your tools are stolen from your locked van during the day while you were having lunch or paying for petrol.

AND OF COURSE MY VAN - WHERE CAN I GET A QUOTE?

Get a Van Insurance Quote directly from OCI.ie – we search the market to find the right insurance cover for you and your business.

FAQ

We answer your plumbing insurance questions in our FAQ

Plumbing Insurance - Frequently Asked Questions

CAEVA

16/06/2020

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Plumber Insurance review by Darren Gorman of Direct Utilities Ltd.

OUR CUSTOMERS SAY

"..Very professional and provides a great service - face to face or over the phone.."

Darren Gorman Direct Utilities Ltd., Naas, Co. Kildare

YOUR LOCAL TRADESMEN INSURANCE SPECIALIST

Jean Marc Rolland- Business Insurance Agent

JEAN MARC ROLLAND

NAVAN

Mary Worden- Business Insurance Agent

MARY WORDEN

DUNDALK

Edel Durkin – plumbers Insurance Agent

EDEL DURKIN

MONAGHAN