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PHARMACY INSURANCE


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Whether you're looking to talk about insurance or need some advice on insurance products, we are here to help.

Pharmacy Insurance - Frequently Asked Questions

I CARRY A LOT OF HI-TECH DRUGS. ARE THEY COVERED?

The short answer is yes. They are included in your general stock sum insured. We will ask what this is at new business stage and again before every renewal. This is because your business may change and we want to make sure that you have the best cover for the most competitive price every year.

MANY CUSTOMERS PAY ME IN CASH. AM I COVERED FOR CASH IN THE PHARMACY AND BRINGING CASH TO THE BANK?

Yes – all insurance companies cover you for cash in your premises, in your safe and in transit. However the amounts differ. So we will always ask you how much cash you have daily and overnight in your safe. This is to make sure that the insurance company we recommend for you, matches your business needs.

SOMETIMES I NEED TO HIRE A LOCUM FOR MY PHARMACY. IS A LOCUM AUTOMATICALLY COVERED?

Yes. Anybody you employ or hire is covered while acting within the scope of their duties for you, the policyholder.

WHAT IF I MAKE A MISTAKE AND DISPENSE THE WRONG DOSE TO A CUSTOMER?

A Professional Indemnity Policy will cover you if the customer makes a claim against you.

AM I COVERED TO GIVE VACCINATIONS?

AM I COVERED FOR LEGAL FEES?

Your Pharmacy Professional Indemnity Policy covers you for costs of legal representation at any coroner’s inquest in respect of the death of a customer and for proceedings in court arising from any alleged breach of statutory duty.

Your separate legal expenses policy will cover you for legal costs incurred during a fitness to practice enquiry and any employee disputes.

OUR PHARMACY INSURANCE SPECIALISTS

Rachel Dixon  – Talk to our Pharmacy Insurance Agent today

RACHEL DIXON

Cathriona Faulkner  – Talk to our Pharmacy Insurance Agent today

CATHRIONA FAULKNER

Caroline McArdle  – Talk to our Pharmacy Insurance Agent today

CAROLINE MCARDLE