This section covers you against claims made by somebody who is injured or has their property damaged by a product that is sold by your Pharmacy. Claims may be referred back to the manufacturer but this section will take care of that for you - as well as all the associated legal costs. Cover under this section includes your defence costs as well as compensation for the injured party.
Sometimes the manufacturer cannot be traced – more common for products manufactured outside the European Union which means that the pharmacy would be liable.
If you, the pharmacy has repackaged or rebranded the product, or stored the product incorrectly, then you are covered under this section of the policy.